PCI DSS Penetration Testing2026-08-27T08:40:29+00:00

PCI DSS Penetration Testing

CodeShield delivers CREST-accredited PCI DSS penetration testing that satisfies Requirement 11.4 and stands up to your QSA.

Get a FREE PCI DSS penetration test quote today

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CREST-accredited penetration testing Services

PCI DSS Penetration Testing

CodeShield delivers CREST-accredited PCI DSS penetration testing that satisfies Requirement 11.4 and stands up to your QSA. Internal, external and segmentation testing, scoped to your cardholder data environment, delivered in a QSA-ready report that closes out your assessment rather than raising more questions.

No generic checklists. No scan-with-a-cover-page dressed up as a pen test. Just clear, credible results from a dedicated expert who guides you from scoping through to remediation and retesting, so your findings are closed before your assessment date.

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Tom Sabine in front of web application assessment report

Does PCI DSS require a penetration test?

Yes. Unlike some frameworks, PCI DSS leaves no room for interpretation.

Penetration testing is a hard, named requirement under Requirement 11.4. If you store, process or transmit cardholder data, you must perform both internal and external penetration testing, at least every 12 months and after any significant change. This is not best practice buried in a footnote. It is a control your QSA will check, and a report they can reject if it does not meet the standard.

That prescriptiveness is actually good news: there is no guesswork about whether you need testing, only about getting it done properly. We handle exactly that, scoping your cardholder data environment (CDE), running the right tests, and giving you a report built to satisfy Requirement 11.4 first time.

Not sure what falls inside your CDE? Talk it through with a tester on a 15-minute scoping call.

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Which penetration test do you need for PCI DSS?

PCI DSS testing is scoped around your cardholder data environment: the systems that store, process or transmit card data, and anything that can affect their security. Most organisations need a combination of the following, and we will help you scope your CDE properly on a short call. Requirement 11.4 expects both network-layer and application-layer coverage.

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Web Application Pen Testing

Customer-facing apps, portals and API layers.

Great for SAAS businesses.

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Network Penetration Testing

Internal and external infrastructure, patch…

Great for network heavy businesses.

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Cloud Penetration Testing

AWS, Azure, GCP and more environments.

Great for businesses operating in the cloud.

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AI / LLM Penetration Testing

Prompt injection, ISO 42001 readiness.

Great for applications incorporating AI

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Social Engineering

Phishing, Vishing, SMShing and more.

Great for businesses with staff on the front line.

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Mobile Application Pen Testing

Customer-facing apps, portals and API layers.

Great for apps on IOS & Android

Still not certain? Tell us what you’re building and we’ll scope it with you on a 15-minute call.

WHY TRUST CODESHIELD

Trusted & Independently verified.

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“Tom and team helped greatfully to arrange our pentest to suit our scope and requirements. We will be working with them again in the near future for further tests. Well done guys.”

Adrian Morris

“Excellent service, fast turnaround, and very reasonable cost. CREST-approved testing carried out professionally from start to finish. Highly recommended.”

Matt Bell

“Did a great job on our latest pen test. The team was very helpful, knowledgeable and professional. 100% recommend!”

Billy Carey

PCI DSS penetration testing for merchants and service providers

If you handle cardholder data in any form, PCI DSS applies to you. We deliver PCI DSS penetration testing across:

Merchants

  • Retail and E-commerce: testing the payment pages, checkout flows and platforms that process customer card data.
  • Hospitality: securing multi-site networks, booking systems and point-of-sale environments.
  • Subscription and Membership businesses: protecting recurring card data and the systems that store it.

Service providers

  • Payment Processors and Gateways: testing the platforms other businesses trust with their transactions, to the stricter service provider standard.
  • SaaS handling card data: where your platform stores, processes or transmits cardholder data on behalf of your customers.
  • FinTech and Financial Services: meeting PCI DSS alongside FCA expectations, protecting payment flows and customer accounts.
  • Managed Service and Hosting providers: securing the infrastructure your clients’ cardholder data depends on.

Service providers should note the stricter obligations, including six-monthly segmentation testing and the requirement to support your own customers’ testing. We build this into your programme so nothing is missed at assessment.

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When to schedule your PCI DSS penetration test

Timing matters more with PCI than with most frameworks, because Requirement 11.4 expects findings to be remediated and retested before your assessment closes. You should plan a test when:

  • Your annual assessment is approaching. Schedule testing around three months ahead. That leaves time to receive the report, fix critical findings, retest, and hand clean evidence to your QSA.

  • You have made a significant change. New systems in the CDE, network architecture changes, or major application releases all trigger a retest under 11.4. Do not wait for the annual cycle.

  • You are a service provider approaching your six-month segmentation window. Segmentation testing runs on a tighter cadence for service providers, and it is one of the most commonly missed requirements.

  • A customer or acquirer is asking for evidence. Enterprise customers and acquiring banks increasingly want proof of a compliant, current pen test.

  • You are moving from PCI DSS 3.2.1 practices. If your testing programme has not been updated for the current standard, QSAs will not accept reports built to the old methodology.

Not sure how these apply to your assessment date? A quick scoping conversation will map it out.

WHY CODESHIELD – 20+ YEARS EXPERIENCE

You work with the person doing the testing.

At CodeShield, our UK penetration testing team brings 20+ years of combined expertise delivering practical, results-driven security solutions tailored to your business.

You work directly with a fully-qualified pen tester. You meet them before you pay, so you know who you’re working with.

  • Find & Fix Vulnerabilities: Uncover hidden threats with expert-led testing and gain true confidence in your security.
  • Simplify Compliance: Navigate ISO, PCI DSS, SOC 2 & DSPT with clear, actionable guidance, not just box-ticking.
  • Strengthen Your Defences:  Prioritise real risks and improve your security posture with insights from seasoned professionals.
  • Save Time & Reduce Complexity: We handle the technical details, letting you stay focused on your business.
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Our Values

Open Mindedness

We believe there’s no single solution to a security challenge. By staying open to new ideas and approaches, our teams find the best outcomes for every unique obstacle we face.

Honesty & Integrity

We believe there’s no single solution to a security challenge. By staying open to new ideas and approaches, our teams find the best outcomes for every unique obstacle we face.

Professionalism

We believe there’s no single solution to a security challenge. By staying open to new ideas and approaches, our teams find the best outcomes for every unique obstacle we face.

Collaboration

We believe there’s no single solution to a security challenge. By staying open to new ideas and approaches, our teams find the best outcomes for every unique obstacle we face.

What’s in your penetration testing report

The report is where a penetration test earns its value. A test is only as useful as the document that comes out of it, and ours are built to be read and acted on, not filed away. Every engagement ends with a clear, structured report that works for your technical team and your senior stakeholders alike.

  • Executive summary: A plain-English overview of what we tested, what we found, and what it means for your business, written so a non-technical reader can understand your risk position in a couple of minutes.

  • Risk-prioritised findings: Every vulnerability and misconfiguration we identify, rated by severity and real-world impact, so you know exactly what to fix first. No noise, no padding, just the issues that matter, in the order they matter.

  • Technical detail and proof of concept: For each finding, a clear explanation of the issue, proof-of-concept evidence showing how it could be exploited, and everything your team needs to reproduce and verify it.

  • Benchmarking against best practice: Where relevant, findings are mapped against CIS benchmarks and cloud provider best practice, so you can see exactly where your configuration drifts from a secure baseline.

  • Practical remediation advice: Actionable, specific guidance on how to fix each finding, not generic best-practice statements, but steps tailored to your environment. This is the part clients tell us they value most.

  • Debrief and support: The report isn’t the end of the conversation. We walk your team through the findings in a debrief session, answer their questions, and stay on hand as you work through remediation.

See a sample report

Want to see the quality of our reporting before you commit? Download an anonymised sample penetration testing report and see exactly what you’ll receive: the structure, the depth of detail, and the clarity of our remediation advice.

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Meet your PCI DSS requirements with confidence

Many organisations come to us because their QSA, or an acquiring bank, requires an independent penetration test that meets Requirement 11.4. We make that requirement straightforward to satisfy, and turn a mandatory control into genuine security improvement.

Our testing also supports the other frameworks you are likely running alongside PCI DSS:

  • ISO 27001: independent testing to evidence your information security controls.
  • SOC 2: assurance for the security criteria your customers and auditors expect.
  • Cyber Essentials Plus: hands-on assessment beyond the self-certified baseline.
  • NHS DSP Toolkit: testing aligned to data security standards for health and care organisations.
  • FCA and Financial Services requirements: supporting the security expectations placed on regulated firms.

A well-scoped engagement can often generate evidence for more than one framework at once. You will receive a clear, QSA-ready report that maps findings to Requirement 11.4, with practical remediation advice to close the gaps, not just document them.

LIVE REPORTING

Stay informed throughout your penetration test with real-time access to findings through our secure client portal.

Stay informed throughout your PCI DSS penetration test with real-time access to findings through our secure client portal.

As vulnerabilities are identified, they are immediately available for your team to review, giving you complete visibility as the assessment progresses. Any High or Critical findings are communicated straight away via your agreed contact channels, so urgent risks are never left waiting until the final report.

Our collaborative approach also allows for interactive re-testing during the engagement. As fixes are implemented, our consultants validate them in real time, helping you close findings before your assessment date, exactly the remediation-and-retest cycle Requirement 11.4 expects. At the end of the engagement, your portal is updated with the final quality-assured report: a comprehensive, QSA-ready record of the assessment, findings, remediation guidance and supporting evidence.

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TRUSTED UK PENETRATION TESTERS

Contact CodeShield today to get your PCI DSS pen test quote

At CodeShield, our UK penetration testing team brings 20+ years of combined expertise delivering practical, results-driven security tailored to your business.

Get a FREE PCI DSS penetration test quote today

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Penetration testing FAQs

Do you offer retesting after we fix the issues?2026-07-27T09:03:02+00:00

Yes. Our support doesn’t end at the report. Once you’ve addressed the findings, we can retest to confirm the fixes are effective, giving you and your stakeholders verified assurance that the risks have been closed.

Do you offer retesting after we fix the issues?2026-07-27T08:42:08+00:00

Yes. Our support doesn’t end at the report. Once you’ve addressed the findings, we can retest to confirm the fixes are effective, giving you and your stakeholders verified assurance that the risks have been closed.

How much does network penetration testing cost?2026-07-27T08:41:24+00:00

The cost depends on scope: the size and complexity of your network, the number of live hosts and sites, and whether you need internal testing, external testing, or both. Rather than quote a misleading flat rate, we scope every engagement individually so you only pay for testing that delivers real value. Get in touch for a tailored quote.

What’s the difference between black box, grey box, and white box testing?2026-07-27T09:03:25+00:00

In black box testing the tester has no prior knowledge of the application. In white box testing they have full access to code and documentation. Grey box sits in between, with partial knowledge for a realistic yet efficient assessment. We’ll help you choose the right approach for your goals during scoping.

What’s the difference between a network pen test and a vulnerability scan?2026-07-27T08:41:38+00:00

A vulnerability scan is automated and flags known issues. A penetration test adds expert human analysis, actively exploiting weaknesses to understand the real business impact and uncovering the misconfigurations, credential issues, and lateral movement paths that scanners simply cannot find.

Can you test third-party models like GPT, Claude, or Gemini?2026-07-27T10:41:38+00:00

Yes. Most organisations build on commercial models rather than training their own, so we focus on how you’ve implemented and integrated that model, your prompts, data connections, guardrails, and permissions, which is where the risks you can actually control live.

How much does web application penetration testing cost?2026-07-27T09:02:31+00:00

The cost depends on scope: the size and complexity of the application, the number of user roles and APIs, and the depth of testing required. Rather than quote a misleading flat rate, we scope every engagement individually so you only pay for testing that delivers real value. Get in touch for a tailored quote.

How do you scope a penetration test?2026-07-27T07:52:14+00:00

We start with a scoping conversation to understand your environment, objectives, and any constraints. Together we define exactly what’s being tested, the rules of engagement, and the timeline, ensuring the test aligns with your goals while minimising any risk of disruption.

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